Account Activity – Checking Online – Wells Fargo (2024)

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Account Activity – Checking Online – Wells Fargo (1)

Manage your money online

Need up-to-date information on your accounts? Done.

Quick access to your money

Account Activity – Checking Online – Wells Fargo (2)

Stay in the know

With a few quick clicks, you can:

  • Search up to 18 months of transaction history.
  • Know your available balance and pending transactions.

Account Activity – Checking Online – Wells Fargo (3)

Information, fast

You can quickly:

  • Sort your transactions by deposits, checks, or withdrawals.
  • Set up or modify alerts.

Account Activity – Checking Online – Wells Fargo (4)

At your fingertips

Locate your account or routing number, or view the front and back of your check images.

Account Activity – Checking Online – Wells Fargo (5)

You’re in control

Manage your money from your desktop computer, smartphone, or tablet, with easy access to download your transactions.

View Account Activity

Access features quickly:

  • Sign on to view account activity.
  • Simply select your account to view activity.
  • From Account Summary, click the vertical dots next to your available balance to transfer money, pay bills, or view statements.

Frequently asked questions

What is my available balance?

Your available balance is the most current record we have about the funds that are available for withdrawal from your account. Your available balance includes:

  • All deposits that are available and withdrawals that have posted to your account. It is adjusted throughout the day as we authorize or receive notice of pending transactions. Some pending deposits, such as incoming wire transfers, electronic direct deposits, and cash deposited at a Wells Fargo branch or Wells Fargo ATM, are available for your use on the day we receive the deposit.
  • A portion or all of your check deposits made at a Wells Fargo branch, Wells Fargo ATM, or by mobile deposit may be available for your use on the day we receive the deposit, subject to your available balance. If funds are not available on the day of deposit, refer to your deposit receipt for the funds availability date. Funds not available on the day of the deposit will typically be available the next business day, unless a longer hold is placed on the deposit. Refer to the Availability of Funds Policy in the Account Agreement for detailed funds availability information.
  • Pending withdrawals, including debit card transactions we authorize and authorized payments known to us, reduce your available balance.

Why are my available and posted balances different?

Available balance is the most current record we have about the funds that are available for your use or withdrawal. It includes all deposits and withdrawals that have been posted to your account, then adjusts for any holds on recent deposits and any pending transactions that are known to the Bank. This balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved but not yet submitted for payment by the merchant.

What is a deposit hold and why was a hold placed on my deposit?

A deposit hold means that although a check amount was credited to your account, it's not available for your use. Wells Fargo Bank's general policy is to make deposited funds available on the first business day after the Bank receives a deposit. In some cases, however, we may place a deposit hold on these funds and delay availability for up to 7 business days. Common reasons for placing a hold on a check or deposit include but are not limited to:

  • Accounts with frequent overdrafts
  • New customer
  • High-dollar deposits that exceed the total available balance in the account
  • Deposits of checks that have already been returned unpaid
  • Notification to Wells Fargo by the check maker’s financial institution that the check will be returned

Account activity FAQs

Your available balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved, but not yet submitted for payment by the merchant.

Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

Mobile deposit is only available through the Wells Fargo Mobile® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.

Wells Fargo Bank, N.A. Member FDIC.

QSR-0523-04600

LRC-0523

Account Activity – Checking Online – Wells Fargo (2024)
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